:root{
  --navy:#1F3864; --navy-2:#2b4a80; --ink:#1b2333; --muted:#5a6475;
  --line:#dde2ea; --bg:#ffffff; --soft:#f3f5f9; --accent:#c9a227;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px}
a{color:var(--navy-2)}
.wrap{max-width:1040px;margin:0 auto;padding:0 24px}
header.site{background:var(--navy);color:#fff}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;min-height:68px;gap:16px;flex-wrap:wrap}
.brand{color:#fff;text-decoration:none;font-weight:700;font-size:22px;letter-spacing:.12em}
.brand span{color:var(--accent)}
nav a{color:#dfe6f3;text-decoration:none;margin-left:22px;font-size:15px}
nav a:hover{color:#fff}
.hero{background:linear-gradient(160deg,var(--navy) 0%,#16294a 100%);color:#fff;padding:84px 0 92px}
.hero h1{font-size:44px;line-height:1.15;margin:0 0 18px;max-width:760px;font-weight:700}
.hero p{font-size:19px;color:#d3dcec;max-width:680px;margin:0 0 30px}
.btn{display:inline-block;background:var(--accent);color:#14213d;font-weight:700;padding:13px 24px;border-radius:6px;text-decoration:none}
.btn.ghost{background:transparent;color:#fff;border:1px solid #7f93b8;margin-left:10px}
section{padding:68px 0}
section.alt{background:var(--soft)}
h2{font-size:30px;margin:0 0 10px;color:var(--navy)}
.lead{color:var(--muted);max-width:720px;margin:0 0 34px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:26px}
.card h3{margin:0 0 8px;color:var(--navy);font-size:20px}
.card p{margin:0;color:var(--muted);font-size:16px}
.tag{display:inline-block;font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;
  color:var(--navy);background:#D9EAD3;padding:3px 9px;border-radius:4px;margin-bottom:12px}
.contact-list{list-style:none;padding:0;margin:0}
.contact-list li{padding:10px 0;border-bottom:1px solid var(--line)}
.contact-list strong{display:inline-block;min-width:150px;color:var(--navy)}
.notice{border-left:4px solid var(--navy);background:#fff;padding:18px 22px;font-size:15px;color:var(--muted)}
footer.site{background:#111b30;color:#aeb8cb;font-size:14px;padding:40px 0}
footer.site a{color:#dfe6f3;text-decoration:none;margin-right:18px}
footer.site .legal{margin-top:18px;font-size:13px;line-height:1.55;color:#8d98ad}
.doc{padding:56px 0 72px}
.doc h1{color:var(--navy);font-size:34px;margin:0 0 6px}
.doc .eff{color:var(--muted);margin:0 0 30px}
.doc h2{font-size:21px;margin:34px 0 8px}
.doc p,.doc li{max-width:780px}
@media (max-width:640px){
  .hero{padding:56px 0 64px}.hero h1{font-size:32px}
  nav a{margin:0 16px 0 0}.btn.ghost{margin:12px 0 0}
}